Christiane in Mercier
Contents of $40,000
Premium: $247 per year
Premium computed in July 2026
In Mercier, tenant insurance protects personal belongings, civil liability, and certain living expenses after a loss. It does not cover the building, which remains the landlord's responsibility, but it helps tenants avoid major costs after theft, fire, or water damage.
Between 2020 and 2026, average tenant insurance premiums in Mercier show notable volatility. They start at $359 in 2020, decline to $329 in 2023, then drop to $305 in 2024 before rising to $327 in 2025 and $463 in 2026. This irregular trajectory, marked by a decline through 2024 followed by a significant increase in 2026, suggests variations in replacement costs or local claim patterns. The notable jump toward 2026 warrants attention for tenants.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Mercier, tenant premiums vary according to the insured contents amount. The representative 30k-50k tier reaches $242, while the 50k-75k tier rises to $310. The lower 20k-30k tier sits at $257. This progression shows that the insured contents amount remains the main statistical driver of differences. For tenants, civil liability and the local risk profile can also influence premiums around this baseline.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $257.02 |
| 30k-50k | $242.40 |
| 50k-75k | $309.79 |
Contents of $40,000
Premium: $247 per year
Premium computed in July 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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