Tenant insurance prices in Repentigny

HOME INSURANCE COSTS FOR A TENANT IN REPENTIGNY (LAST 7 YEARS)

Tenant insurance in Repentigny covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.

Over the available period from 2019 to 2026, average tenant insurance premiums in Repentigny show significant volatility, moving from $800 in 2019 to $313 in 2026. This substantial variation likely reflects methodological adjustments or changes in the local data sample composition rather than a stable market trend.

Factors influencing your home insurance premium

Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:

Property value and replacement cost - The higher your property value, the higher the premium, since the cost of rebuilding after a loss is greater.

Property type - A house, a condo, and a rental unit present different risks and are insured differently.

Location and postal code - Urban density, crime rates, proximity to fire hydrants, and presence in flood zones directly affect the premium.

Building characteristics - Year built, materials, condition of roof, plumbing, and electrical system.

Prevention measures - Alarm systems, smoke detectors, sprinklers, and other safety devices generally reduce the premium.

Claims history - A claim-free record favors more advantageous premiums.

Coverage choices - Deductible amount, liability limits, and optional protections adjust the premium.

Average premium by property value in Repentigny

In Repentigny, tenant premiums vary considerably depending on contents coverage amount. Modest coverage (under $20k) costs $257 per year, while mid-range coverage ($30k–$50k) reaches $271. A sharp acceleration appears above $50k: the $50k–$75k tier rises to $341, and coverage above $100k sits around $610–$613. This non-linear progression reflects risk exposure and claim density according to the contents profile insured.

Contents value	Average price over the last 12 months
20k-30k	$265.44
30k-50k	$279.35
50k-75k	$332.57
75k-100k	$406.91
100k-150k	$612.88

Frequently asked questions

How much does tenant insurance cost in Repentigny?

The average premium in 2026 is $313 per year for a tenant in Repentigny, based on the most recent available data.

Is tenant insurance mandatory in Quebec?

No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $257 per year for minimal coverage in Repentigny.

How does coverage amount affect the premium in Repentigny?

Coverage of $20k–$30k costs $267 per year, while $30k–$50k reaches $271. Above $50k, the premium accelerates: $341 for $50k–$75k, and roughly $610–$613 for coverage above $100k.

What does tenant insurance cover?

It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.

Why does the premium jump sharply above $100k coverage?

At $100k+ of insured contents, the premium reaches $613 per year, reflecting a higher risk profile and increased claim exposure for tenants with substantial contents.

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria

Analysis period: Our analyses are based on millions of insurance submissions from recent years (up to a 10-year window), ensuring the relevance of our comparisons.

Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.

Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.

Last update: 05/29/2026

Tenant insurance price examples in Repentigny

HOME INSURANCE COSTS FOR A TENANT IN REPENTIGNY (LAST 7 YEARS)

Factors influencing your home insurance premium

Average premium by property value in Repentigny

Frequently asked questions

Offers received by our customers for tenant insurance in Repentigny

Laurianne in Repentigny

Stéphanie in Repentigny

Serge in Repentigny

Nicole in Repentigny

Alexia in Repentigny

Ali in Repentigny

Kelly-Ann in Repentigny

Arianne in Repentigny

Denis in Repentigny

Methodology

Coverage types in Repentigny

Tenant in other cities

	Client The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services.

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