BMW 428I 2016
Max from Pierrefonds
$890 /year
Premium computed in June 2026
The 2016 BMW 428i is a European sports coupe combining elegance, technology, and dynamic driving manners. Positioned in the premium segment, it attracts drivers seeking prestige and performance in a compact, refined package.
Between 2021 and 2026, premiums for the 2016 BMW 428i fluctuate noticeably, dropping from $2272 to $1351 in 2022, then climbing to $2864 in 2025 before settling at $2364 in 2026. This variability suggests sensitivity to repair costs and driver profiles rather than a linear trend.
To find the best insurance for your BMW 428I 2016 vehicle, it is more important than ever to compare the available options.
Premiums for the 2016 BMW 428i are highest in Longueuil ($5230), Montreal ($4496), and Laval ($4224), while Trois-Rivières ($924) shows a markedly lower amount. Repentigny ($1775) also sits well below the average of larger cities.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| LAVAL | $4224.30 |
| LONGUEUIL | $5229.66 |
| MONTRÉAL | $4496.48 |
| REPENTIGNY | $1775.15 |
| TERREBONNE | $4045.68 |
| TROIS-RIVIÈRES | $924.32 |
The average premium varies considerably by year, ranging from $1351 in 2022 to $2864 in 2025, with an average of $2364 in 2026.
Premiums for this premium coupe range from $1351 to $2864 depending on the year, reflecting changes in repair costs, claim frequency, and evolving risk associated with luxury vehicles.
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory to drive a road vehicle on public roads.
Based on the data provided, Trois-Rivières ($924) posts the lowest premium, followed by Repentigny ($1775), well below larger cities like Longueuil ($5230).
Traffic density, claim frequency, and higher parts replacement costs in major urban centers contribute to premiums reaching $5230 in Longueuil and $4496 in Montreal.
The vehicle's age, its premium sports-coupe classification, OEM parts cost, and the driver's city of residence all significantly influence the final premium.
Comparing quotes from several insurers, especially between major cities and regions like Trois-Rivières, can reveal significant price differences for the same vehicle.
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
