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KIA SOUL 2012 Car Insurance

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The 2012 Kia Soul is a compact crossover with a recognizable boxy design, offering a spacious interior and practical urban driving manners. Affordable and versatile, it appeals to drivers seeking a functional vehicle with good interior space.

KIA SOUL 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 Kia Soul fluctuate without a clear trend, ranging from $485 to $787. After peaking at $787 in 2022, the premium dropped to $485 in 2025 before rising again to $558 in 2026, suggesting variability rather than a steady increase or decrease.

To find the best insurance for your KIA SOUL 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SOUL 2012 cost in Quebec?

Premiums are highest for the 2012 Kia Soul in Saint-Jean-sur-Richelieu ($906) and Laval ($794), while Quebec City ($218) and Saguenay ($341) show the lowest amounts. Other cities fall in an intermediate range between $481 and $552.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $794.23
LÉVIS $383.12
LONGUEUIL $551.54
MONTRÉAL $480.56
QUÉBEC $218.03
Saguenay $341.3
SAINT-JEAN-SUR-RICHELIEU $905.52
TERREBONNE $520.57
TROIS-RIVIÈRES $521.46

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Kia Soul?
Based on available data, the average premium for a 2012 Kia Soul was $558 in 2026, after fluctuating between $485 and $787 in prior years.
Has the premium for the 2012 Kia Soul changed a lot over the years?
Yes, it has fluctuated notably, moving from $762 in 2021 to $787 in 2022, dropping to $508 in 2023 and $485 in 2025, then rising to $558 in 2026, without a consistent trend.
Which city has the highest insurance cost for a 2012 Kia Soul?
Based on the data provided, Saint-Jean-sur-Richelieu ($906) and Laval ($794) show the highest average premiums for this model.
Which city has the lowest insurance cost for a 2012 Kia Soul?
Quebec City ($218) and Saguenay ($341) show the lowest average premiums among the provided cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2012 Kia Soul?
The vehicle's age, claim frequency, part replacement costs, and the driver's city of residence all affect the premium, which varies considerably from one region to another.
How can I lower my premium for a 2012 Kia Soul?
Comparing quotes from several insurers and checking regional differences can help find a more favorable premium, especially given the variation observed between cities.

Offers received by our customers on KIA SOUL 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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