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KIA SOUL 2016 Car Insurance

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The 2016 Kia Soul is a compact crossover with a recognizable boxy design, offering a spacious cabin and strong urban versatility. Valued for its practicality and playful style, it appeals to drivers seeking an affordable, easy-to-live-with vehicle.

KIA SOUL 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2016 Kia Soul fluctuates rather than following a linear trend, ranging from $691 (2022) to $859 (2021), settling at $789 in 2026. These variations reflect periodic market adjustments rather than a continuous rise or decline.

To find the best insurance for your KIA SOUL 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SOUL 2016 cost in Quebec?

The highest premiums for the 2016 Kia Soul appear in Terrebonne ($1267), Quebec City ($1056), and Montreal ($1002), while Drummondville ($202) and Saint-Jérôme ($222) show the lowest amounts among the provided cities. The gap between these extremes is considerable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $712.33
DRUMMONDVILLE $831.57
GATINEAU $967.50
LAVAL $502.85
LONGUEUIL $947.03
MONTRÉAL $877.14
QUÉBEC $1055.94
REPENTIGNY $723.17
Saguenay $787.90
SAINT-JEAN-SUR-RICHELIEU $736.84
SHERBROOKE $842.24
TERREBONNE $977.74
TROIS-RIVIÈRES $734.49

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Kia Soul?
In 2026, the average premium for a 2016 Kia Soul is $789. This amount has fluctuated over the years, ranging between $691 and $859 depending on the year considered.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Has the premium for the 2016 Kia Soul increased over the years?
Not in a linear way. Between 2021 and 2026, the average premium varied between $691 and $859, without a clear upward or downward trend, stabilizing around $789 to $809 recently.
Which city offers the lowest insurance cost for a 2016 Kia Soul?
Based on the data provided, Drummondville ($202) and Saint-Jérôme ($222) show the lowest average premiums, far below Terrebonne ($1267).
Why does the premium vary so much between cities for this model?
Claim frequency, vehicle theft rates, and local traffic density largely explain these differences, ranging from $202 in Drummondville to $1267 in Terrebonne.
What factors influence the premium for a 2016 Kia Soul?
Vehicle age, claims history, city of residence, and driver profile are the main factors influencing the insurance premium.
How can I compare insurance prices for a 2016 Kia Soul?
Getting several quotes from different insurers remains the best way to spot price differences, which can be significant depending on the city and driver profile.

Offers received by our customers on KIA SOUL 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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