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KIA SOUL 2019 Car Insurance

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The 2019 Kia Soul is a compact urban crossover with a distinctive boxy style, offering a spacious cabin and city-friendly versatility. Affordable and practical, it appeals to drivers seeking a functional vehicle with a touch of personality.

KIA SOUL 2019 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2019 Kia Soul fluctuate before rising sharply, moving from $958 to $1329. After a dip through 2022 ($877) and relative stability until 2024, the premium jumps in 2025 and 2026, likely reflecting higher repair and replacement costs.

To find the best insurance for your KIA SOUL 2019 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SOUL 2019 cost in Quebec?

Premiums vary significantly by city: Gatineau shows the highest amount ($2400), followed by Laval ($2051), while Sherbrooke posts the lowest premium ($621) and Trois-Rivières remains affordable ($904). This wide gap highlights the strong influence of location on Kia Soul insurance costs.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2400.25
LAVAL $1846.02
LÉVIS $1650
MONTRÉAL $1440.95
QUÉBEC $1347.35
SAINT-JÉRÔME $1706.31
SHERBROOKE $620.76
TROIS-RIVIÈRES $904.07

Frequently asked questions (FAQ)

How much does it cost to insure a 2019 Kia Soul?
The average premium for a 2019 Kia Soul reaches $1329 in 2026, up from $958 in 2021, according to available historical data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why has the premium for the 2019 Kia Soul increased recently?
After a stable period between 2022 and 2024, the premium climbed to $1105 in 2025 and $1329 in 2026, an increase likely tied to rising parts and repair costs.
Which city offers the lowest insurance cost for a 2019 Kia Soul?
Based on the data provided, Sherbrooke shows the lowest premium ($621), followed by Trois-Rivières ($904), far below Gatineau at $2400.
Why does the premium vary so much between Gatineau and Sherbrooke?
The gap between Gatineau ($2400) and Sherbrooke ($621) may reflect differences in traffic density, claim frequency, and driver profiles specific to each region.
What factors influence the insurance premium for a 2019 Kia Soul?
The vehicle's age, replacement value, place of residence, and the owner's driving history are among the main factors influencing the premium.
How can I reduce my premium for a 2019 Kia Soul?
Comparing quotes from several insurers, especially in higher-cost cities like Gatineau, often reveals a more advantageous price for the same driver profile.

Offers received by our customers on KIA SOUL 2019 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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