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KIA SOUL 2020 Car Insurance

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The 2020 Kia Soul is a compact crossover with a distinctive urban style, offering a spacious cabin and strong everyday versatility. Affordable and practical, it appeals to city drivers seeking a functional vehicle without sacrificing personality.

KIA SOUL 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2020 Kia Soul rise overall, moving from $924 to $1284, despite a slight dip in 2023 ($988). This progression reflects the general rise in repair and insurance costs over the period.

To find the best insurance for your KIA SOUL 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SOUL 2020 cost in Quebec?

Differences between cities are pronounced: Terrebonne ($3542) and Montreal ($2337) show the highest premiums, while Gatineau ($402) and Drummondville ($494) post the lowest amounts for the 2020 Kia Soul.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $823.22
GATINEAU $402.21
LAVAL $1131.42
LÉVIS $902.52
MONTRÉAL $2340.49
QUÉBEC $1209.62
REPENTIGNY $1259.17
SAINT-JEAN-SUR-RICHELIEU $728.27
SHERBROOKE $918.55
TERREBONNE $3542.12
TROIS-RIVIÈRES $573.92

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Kia Soul?
In 2026, the average premium for a 2020 Kia Soul is $1284, based on the available data for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why does the Kia Soul premium vary so much between Terrebonne and Gatineau?
The gap is significant: $3542 in Terrebonne versus just $402 in Gatineau. These differences stem from claim frequency, traffic density, and risk profiles specific to each region.
Has the 2020 Kia Soul premium increased a lot since 2021?
Yes, it rose from $924 in 2021 to $1284 in 2026, with a slight dip in 2023 ($988), representing an overall increase of about 39% over the period.
What factors influence the insurance premium for a 2020 Kia Soul?
Vehicle age, city of residence, driver profile, and claims history are among the main factors influencing the premium, along with characteristics specific to this model.
How can I reduce the insurance cost for my Kia Soul?
Comparing multiple quotes, adjusting deductibles, and bundling auto and home insurance are effective ways to lower premiums.

Offers received by our customers on KIA SOUL 2020 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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