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KIA SOUL Car Insurance

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The Kia Soul is an urban vehicle with a boxy silhouette and bold personality, offering a spacious and versatile cabin. Affordable and easy to maneuver in the city, it appeals to drivers seeking practicality, distinctive style, and a controlled budget.

KIA SOUL CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Kia Soul fluctuate, moving from $942 down to $920 before climbing to $1096. After a slight initial dip, the overall trend has been upward since 2023.

To find the best insurance for your KIA SOUL vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SOUL cost in Quebec?

Premiums are highest in Montreal ($1705), Gatineau ($1265), and Terrebonne ($1255), while Saguenay ($613) and Brossard ($671) show the lowest amounts. The gap between cities is notable for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $671.23
DRUMMONDVILLE $873.10
GATINEAU $1207.83
LAVAL $1187.46
LÉVIS $799.38
LONGUEUIL $794.61
MONTRÉAL $1321.12
QUÉBEC $1028.39
REPENTIGNY $797.70
Saguenay $612.77
SAINT-JEAN-SUR-RICHELIEU $747.00
SAINT-JÉRÔME $1223.88
SHERBROOKE $877.60
TERREBONNE $1227.55
TROIS-RIVIÈRES $689.49

KIA SOUL average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
KIA SOUL 2025 $1389.68
KIA SOUL 2024 $1208.81
KIA SOUL 2023 $1424.20
KIA SOUL 2022 $1243.27
KIA SOUL 2021 $1247.60
KIA SOUL 2020 $1218.08
KIA SOUL 2019 $1048.14
KIA SOUL 2018 $932.97
KIA SOUL 2017 $908.23
KIA SOUL 2016 $823.13
KIA SOUL 2015 $823.13
KIA SOUL 2014 $730.99
KIA SOUL 2013 $670.87
KIA SOUL 2012 $650.65
KIA SOUL 2011 $636.99
KIA SOUL 2010 $535.02

Frequently asked questions (FAQ)

How much does insurance cost for a Kia Soul?
The average premium for a Kia Soul is $1096 in 2026, up from $942 recorded in 2021 according to available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a Kia Soul?
Based on the data provided, Saguenay ($613) and Brossard ($671) post the lowest average premiums for this model.
Why has the Kia Soul premium varied so much between 2021 and 2026?
After a slight dip through 2023, the average premium rose each year to reach $1096 in 2026, reflecting overall increases in repair and insurance costs.
Why is Montreal's premium so much higher than Saguenay's?
Urban density, traffic volume, and higher claim frequency in Montreal ($1705) explain the large gap compared to the less densely populated Saguenay ($613).
What factors influence the Kia Soul's insurance premium?
Driver profile, city of residence, vehicle usage, and model year are among the most significant factors affecting premiums for this compact urban vehicle.
How can I lower my premium for a Kia Soul?
Comparing quotes from several insurers and bundling auto and home insurance remain effective ways to lower the premium for this vehicle.

No recent premium example was found for "KIA SOUL".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this KIA SOUL page

The premiums above cover every version of the KIA SOUL, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
SOUL 2U 5DR 2010 - 2013
SOUL 2U ECO 5DR 2013
SOUL 4U 5DR 2010 - 2013
SOUL 4U BURNER 5DR 2010 - 2013
SOUL 4U LUXURY 5DR 2013
SOUL 4U RETRO 5DR 2010 - 2013
SOUL 4U SX 5DR 2010 - 2011
SOUL 5DR 2010 - 2013
SOUL BEV 5DR 2015 - 2019
SOUL EX 5DR 2014 - 2025
SOUL EX LIMITED 5DR 2020
SOUL EX PREMIUM 5DR 2019 - 2025
Show the 14 other versions

SOUL EX TECH 5DR (2019), SOUL EX+ 5DR (2019 - 2025), SOUL GT LIMITED 5DR (2020 - 2025), SOUL GT LINE TURBO 5DR (2021 - 2022), SOUL GT PREMIUM 5DR (2020), SOUL GT TURBO 5DR (2020), SOUL LIMITED BEV 5DR (2020 - 2023), SOUL LUXURY BEV 5DR (2019), SOUL LX 5DR (2014 - 2025), SOUL PREMIUM BEV 5DR (2020 - 2023), SOUL SPORT 5DR (2011), SOUL SX 5DR (2014 - 2016), SOUL SX TECH TURBO 5DR (2019), SOUL SX TURBO 5DR (2017 - 2019)


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