Gabrielle in Contrecoeur
Contents of $20,000
Premium: $202 per year
Premium computed in April 2026
Tenant insurance in Contrecoeur covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Over the available period from 2020 to 2026, average tenant insurance premiums in Contrecoeur show notable volatility, moving from $240 in 2020 to a peak of $830 in 2022, before stabilizing around $300 between 2024 and 2026. This irregular trajectory likely reflects portfolio adjustments or changes in the composition of local data rather than an established linear trend.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Contrecoeur, tenant premiums vary by contents coverage amount: modest coverage under $20k sits at $266, while intermediate coverage of $30k–$50k reaches $330. The gap between minimum coverage and $50k–$75k coverage ($398) remains moderate, reflecting the product's sensitivity to insured contents volume rather than major geographic risk factors.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $301.30 |
| 30k-50k | $330.40 |
| 50k-75k | $505.87 |
| 100k-150k | $348.58 |
The average premium in 2026 is $289 per year for a tenant in Contrecoeur, reflecting stabilization after a volatile period between 2020 and 2022.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $266 per year for minimum coverage in Contrecoeur.
Coverage of $30k–$50k costs $330 per year, while coverage of $50k–$75k rises to $398. Increasing insured contents drives a gradual premium increase.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
The observed volatility, notably the $830 peak in 2022, likely reflects portfolio adjustments or changes in local data composition rather than a durable trend.
Comparing several insurers, increasing the deductible, and bundling coverages can reduce the $289 average premium by several tens of dollars.
Contents of $20,000
Premium: $202 per year
Premium computed in April 2026
Contents of $100,000
Premium: $349 per year
Premium computed in March 2026
Contents of $20,000
Premium: $303 per year
Premium computed in February 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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