Lily-Rose in L'assomption
Contents of $40,000
Premium: $208 per year
Premium computed in May 2026
Tenant insurance in L'Assomption covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Between 2020 and 2026, average tenant insurance premiums in L'Assomption show notable volatility, rising from $426 in 2020 to a peak of $474 in 2021, then declining steadily to $293 in 2026. This significant roughly 31% drop from the 2021 peak suggests a major local market adjustment or tariff correction, though recent data (2025–2026) warrants monitoring to confirm this trend.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In L'Assomption, tenant premiums vary moderately by contents coverage amount: under $20k shows $270, the representative $20k–$30k tier reaches $317, while $30k–$50k and $50k–$75k sit at $301 and $296 respectively. The gap between the lowest and highest coverage tier stays under 17%, reflecting a gradual progression tied to insured amount rather than major geographic risk variations.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $317.37 |
| 30k-50k | $298.93 |
| 50k-75k | $307.13 |
The average premium in 2026 is $293 per year for a tenant in L'Assomption, a significant decrease from $426 in 2020.
The premium progresses moderately with the insured amount: $270 for under $20k, $317 for the $20k–$30k tier, and $296–$301 for higher tiers. The gap stays under 17%.
Between 2021 and 2026, premiums dropped roughly 31%, moving from $474 to $293, likely reflecting a major local market adjustment or tariff correction.
No, it is not mandatory in Quebec, but it is often required by landlords and remains very affordable, starting at $270 per year for minimum coverage.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
The representative $20k–$30k tier costs $317 per year and suits most tenants; higher tiers ($30k–$75k) remain competitive, ranging from $296 to $301.
Contents of $40,000
Premium: $208 per year
Premium computed in May 2026
Contents of $50,000
Premium: $328 per year
Premium computed in May 2026
Contents of $20,000
Premium: $309 per year
Premium computed in May 2026
Contents of $20,000
Premium: $209 per year
Premium computed in May 2026
Contents of $40,000
Premium: $275 per year
Premium computed in April 2026
Contents of $50,000
Premium: $276 per year
Premium computed in April 2026
Contents of $30,000
Premium: $214 per year
Premium computed in March 2026
Contents of $60,000
Premium: $301 per year
Premium computed in March 2026
Contents of $20,000
Premium: $347 per year
Premium computed in March 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
|
Client
The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services. |
||
Insurer The insurer portal allows clicassure partners to connect and manage the requests assigned to them. Use this link if you are a ClicAssure partner. |
||
