Robert in Mascouche
Contents of $100,000
Premium: $258 per year
Premium computed in May 2026
Tenant insurance in Mascouche covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Between 2019 and 2026, average tenant insurance premiums in Mascouche show marked volatility, fluctuating between $295 and $379. After peaking at $379 in 2019, premiums have generally declined, reaching $295 in 2026 — a decrease of roughly 22% over the period. This downward trend likely reflects stabilization of the local risk profile and competitive market adjustments.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Mascouche, tenant premiums vary significantly by contents coverage amount: small coverages (<20k) and moderate coverages (20k-30k and 30k-50k) show the lowest premiums at $302, $299, and $278 respectively. Conversely, higher coverages (100k-150k and 150k+) reach $545 and $972. This progression directly reflects the replacement cost of insured contents, the primary driver of variation for tenants.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $299.24 |
| 30k-50k | $279.11 |
| 50k-75k | $317.75 |
| 75k-100k | $422.42 |
| 100k-150k | $544.68 |
The average premium in 2026 is $295 per year for a tenant in Mascouche, down 22% since 2019.
The premium varies significantly by contents insured: $278 for a $30k–$50k coverage, $545 for $100k–$150k, and $972 for $150k+. Contents amount is the primary driver of variation.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $278 per year for moderate coverage in Mascouche.
The 22% decrease between 2019 and 2026 likely reflects stabilization of the local risk profile and competitive market adjustments.
A $30k–$50k contents coverage is representative for most tenants in Mascouche, with a premium of $278 per year. Adjust based on your actual personal belongings.
Contents of $100,000
Premium: $258 per year
Premium computed in May 2026
Contents of $30,000
Premium: $235 per year
Premium computed in May 2026
Contents of $40,000
Premium: $235 per year
Premium computed in May 2026
Contents of $60,000
Premium: $265 per year
Premium computed in April 2026
Contents of $20,000
Premium: $330 per year
Premium computed in April 2026
Contents of $20,000
Premium: $435 per year
Premium computed in April 2026
Contents of $20,000
Premium: $206 per year
Premium computed in April 2026
Contents of $40,000
Premium: $285 per year
Premium computed in April 2026
Contents of $30,000
Premium: $280 per year
Premium computed in April 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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