Audrey-Ann in Rimouski
Contents of $80,000
Premium: $324 per year
Premium computed in May 2026
Tenant insurance in Rimouski covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Between 2020 and 2026, average tenant insurance premiums in Rimouski show notable volatility, fluctuating between $278 and $342. After a significant dip in 2021 ($289), premiums gradually recover, with a sharp rise in 2026 ($342). This irregular trajectory reflects local market adjustments and shifts in the region's claim profile.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Rimouski, tenant premiums vary considerably by contents coverage tier. The lower tiers (<20k, 20k-30k, and 30k-50k) show close and moderate premiums ($271 to $275), while mid-range tiers (50k-75k and 75k-100k) climb to $339 and $346. The highest tier (100k-150k) reaches $934, reflecting a sharp jump tied to substantial contents coverage and associated risk profile.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $274.84 |
| 30k-50k | $264.73 |
| 50k-75k | $353.43 |
| 75k-100k | $345.84 |
| 100k-150k | $934.13 |
The average premium in 2026 is $342 per year for a tenant in Rimouski. Premiums vary by contents coverage tier, ranging from $271 for small coverage to $934 for coverage of $100k–$150k.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $271 per year for small coverage in Rimouski.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
Lower tiers (30k-50k) cost $267, while mid-range coverage (50k-75k) rises to $339. The highest tier (100k-150k) jumps to $934, reflecting a sharp increase for substantial contents.
Between 2020 and 2026, premiums range from $278 to $342, reflecting local market adjustments and shifts in the coastal region's claim profile.
Comparing several insurers, increasing the deductible, bundling auto and home, and choosing coverage matched to your actual contents can reduce the $342 average premium by several tens of dollars.
Contents of $80,000
Premium: $324 per year
Premium computed in May 2026
Contents of $90,000
Premium: $565 per year
Premium computed in May 2026
Contents of $40,000
Premium: $219 per year
Premium computed in May 2026
Contents of $20,000
Premium: $274 per year
Premium computed in May 2026
Contents of $50,000
Premium: $340 per year
Premium computed in May 2026
Contents of $70,000
Premium: $268 per year
Premium computed in May 2026
Contents of $20,000
Premium: $219 per year
Premium computed in April 2026
Contents of $80,000
Premium: $316 per year
Premium computed in April 2026
Contents of $20,000
Premium: $335 per year
Premium computed in April 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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