Myriam in Saint-Augustin-De-Desmaures
Contents of $40,000
Premium: $238 per year
Premium computed in April 2026
Tenant insurance in Saint-Augustin-de-Desmaures covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Over the available period (2020–2026), average tenant insurance premiums in Saint-Augustin-de-Desmaures show notable volatility, moving from $292 in 2020 to $275 in 2026. A spike to $380 in 2022 was followed by gradual correction, bringing the premium back to a level near the start of the period. This variation likely reflects local rate adjustments and changes in portfolio composition.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Saint-Augustin-de-Desmaures, tenant premiums vary by contents coverage amount: under $20k costs $230, the $20k–$30k tier reaches $275, and $30k–$50k coverage sits at $252. The highest tier ($75k–$100k) shows $292. Gaps remain moderate, reflecting the nature of tenant coverage which focuses primarily on contents and civil liability rather than building value.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $275.05 |
| 30k-50k | $262.69 |
| 75k-100k | $292.45 |
The average premium in 2026 is $275 per year for a tenant in Saint-Augustin-de-Desmaures.
The premium varies by tier: $230 for under $20k, $275 for $20k–$30k, $252 for $30k–$50k, and $292 for $75k–$100k.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $230 per year.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
Premiums moved from $292 in 2020 to a peak of $380 in 2022, then gradually declined to $275 in 2026, reflecting local rate adjustments.
Contents of $40,000
Premium: $238 per year
Premium computed in April 2026
Contents of $40,000
Premium: $312 per year
Premium computed in March 2026
Contents of $20,000
Premium: $275 per year
Premium computed in March 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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