Édouard Olivier in Varennes
Contents of $30,000
Premium: $211 per year
Premium computed in May 2026
In Varennes, tenant insurance covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Between 2020 and 2026, average tenant insurance premiums in Varennes show notable volatility, moving from $304 to $259. After climbing to $364 in 2023, premiums have declined gradually, possibly reflecting a local market correction or adjustment in risk profiles. With seven years of data, this trajectory suggests recent stabilization around $260.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Varennes, tenant premiums vary moderately by contents coverage amount: coverage under $20k costs $247, while $30k–$50k coverage reaches $272. The gap between lowest and highest remains limited (~10%), reflecting the nature of coverage (contents and civil liability) which varies less than building coverage by local value.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $225.68 |
| 30k-50k | $269.22 |
| 50k-75k | $276.36 |
The average premium in 2026 is $259 per year for a tenant in Varennes, following a period of volatility between 2020 and 2025.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $226 per year for $20k–$30k coverage in Varennes.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
$20k–$30k coverage costs $226, while $30k–$50k coverage reaches $272. The gap remains moderate (~20%), because coverage targets contents rather than property value.
After peaking at $364 in 2023, premiums fell to $259 in 2026, possibly reflecting a local market correction or adjustment in Varennes' risk profiles.
Contents of $30,000
Premium: $211 per year
Premium computed in May 2026
Contents of $50,000
Premium: $354 per year
Premium computed in April 2026
Contents of $50,000
Premium: $258 per year
Premium computed in April 2026
Contents of $20,000
Premium: $209 per year
Premium computed in April 2026
Contents of $20,000
Premium: $262 per year
Premium computed in March 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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