BMW M3 2023
Raoul from Montréal
$6080 /year
Premium computed in October 2025
The 2023 BMW M3 represents the pinnacle of German sports engineering in a sedan format. With its powerful engine, choice of rear or all-wheel drive, and exceptional driving dynamics, it delivers race car-like thrills in a daily-usable package. Its aggressive design, marked by its distinctive grille, asserts its performance character while maintaining the elegance characteristic of the Bavarian brand.
Insurance premiums for the BMW M3 show a dramatic increase between 2023 and 2025, rising from $2214 to $4180. This nearly 89% increase in just two years likely reflects the combination of growing demand, high repair costs, and the risk profile associated with this high-performance vehicle.
To find the best insurance for your BMW M3 2023 vehicle, it is more important than ever to compare the available options.
The data reveals a considerable gap in insurance premiums for the 2023 BMW M3 between Montreal and Quebec City. In Montreal, owners pay an average of $6080, nearly three times the amount charged in Quebec City ($2280). This significant difference likely reflects higher rates of theft and accidents in the metropolis.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| MONTRÉAL | $6080.02 |
| QUÉBEC | $2280.28 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
