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BMW X1 2016 Car Insurance

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The 2016 BMW X1 is a premium compact SUV combining urban agility with refined finishing. Ideal for drivers seeking a versatile vehicle with sporty character, it blends practical space with the driving feel typical of the Bavarian brand.

BMW X1 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2016 BMW X1 fluctuate, moving from $1419 in 2021 down to a low of $1216 in 2024, before rising again to $1362 in 2026. This reflects an overall stable trend with slight variations rather than a continuous increase.

To find the best insurance for your BMW X1 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X1 2016 cost in Quebec?

Premiums vary significantly by city for the 2016 BMW X1: Quebec City ($1889) and Laval ($1767) show the highest amounts, while Repentigny ($465) and Trois-Rivières ($747) post the lowest premiums. The gap between these cities exceeds $1400.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $1767.17
LÉVIS $960.84
LONGUEUIL $1702.50
MONTRÉAL $1462.00
QUÉBEC $1888.97
REPENTIGNY $464.58
SAINT-JÉRÔME $1141.23
TROIS-RIVIÈRES $746.6

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 BMW X1?
The average premium for a 2016 BMW X1 reached $1362 in 2026, after fluctuating between $1216 and $1468 in prior years based on available data.
Have premiums for the 2016 BMW X1 increased over time?
Not continuously. Between 2021 and 2026, the premium moved from $1419 down to a low of $1216 in 2024, then back up to $1362, showing a stable trend rather than a steady rise.
Which city offers the lowest insurance cost for a 2016 BMW X1?
Based on the data provided, Repentigny ($465) and Trois-Rivières ($747) post the lowest average premiums for this model.
Why is the premium so high in Quebec City for this vehicle?
At $1889, Quebec City shows the highest premium among the provided cities, a gap that may reflect local differences in claim frequency and repair costs.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the insurance cost of a premium SUV like the X1?
Vehicle age, specialized parts costs, replacement value, and driver profile are key factors influencing the premium of a premium SUV like the X1.
How can I get a better cost to insure a 2016 BMW X1?
Comparing quotes from several insurers and checking differences between cities, which can exceed $1400 based on available data, often helps find a better cost.

Offers received by our customers on BMW X1 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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