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BMW X1 2018 Car Insurance

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The 2018 BMW X1 is a compact luxury SUV offering dynamic driving, refined finishes, and advanced onboard technology. It's ideal for urban drivers seeking prestige and versatility in a compact format.

BMW X1 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2018 BMW X1 fluctuate, dropping from $1530 to $1228 in 2023 before rising back to $1446 in 2026. This pattern suggests a recent stabilization following a notable dip.

To find the best insurance for your BMW X1 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X1 2018 cost in Quebec?

Premiums are highest in Montreal ($2084) and Terrebonne ($1992), while Saguenay ($414) and Brossard ($792) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $791.70
LAVAL $1593.37
MONTRÉAL $1958.52
QUÉBEC $990.76
Saguenay $414.2
SAINT-JEAN-SUR-RICHELIEU $1580.5
SAINT-JÉRÔME $1549.98
TERREBONNE $1991.98
TROIS-RIVIÈRES $895.45

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 BMW X1?
The average premium for a 2018 BMW X1 is $1446 in 2026, after fluctuating between $1228 and $1542 in previous years.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the BMW X1 premium drop in 2023?
The average premium fell from $1542 in 2022 to $1228 in 2023, a decrease that may reflect adjustments in claims data or the composition of insured vehicles that year.
Which city offers the lowest insurance cost for the 2018 X1?
Based on the data provided, Saguenay ($414) and Brossard ($792) post the lowest average premiums for this model.
Why does Montreal show such a high premium for this vehicle?
At $2084, Montreal records the highest premium among the provided cities, a gap linked to urban density and higher claim frequency in dense areas.
What factors influence the premium for a 2018 BMW X1?
Vehicle age, specialized parts costs, replacement value, and driver profile are important factors influencing the premium for this luxury SUV.
How can I compare insurance prices for a BMW X1?
Getting multiple quotes from different insurers remains the best way to identify price differences for the same vehicle and driver profile.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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