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BMW X1 2019 Car Insurance

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The 2019 BMW X1 is a premium compact SUV combining refined driving comfort, onboard technology, and a polished road presence. It suits urban drivers seeking a prestige image without the bulk of a larger SUV.

BMW X1 2019 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2019 BMW X1 fluctuate significantly, moving from $1116 to a peak of $1870 in 2022, then declining before gradually rising again to $1650 by 2026. Overall, the trend over the period remains upward despite year-to-year variation.

To find the best insurance for your BMW X1 2019 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X1 2019 cost in Quebec?

Premiums vary widely by city for the 2019 BMW X1: Montreal shows the highest amount ($3416), followed by Gatineau ($2440) and Lévis ($1901), while Repentigny ($701) and Longueuil ($876) post the lowest premiums among the cities provided.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2439.64
LAVAL $1339.94
LÉVIS $1900.56
MONTRÉAL $3415.83
REPENTIGNY $700.6
TROIS-RIVIÈRES $945.03

Frequently asked questions (FAQ)

How much does insurance cost for a 2019 BMW X1?
The average premium for a 2019 BMW X1 varies by year, ranging from $1116 in 2021 to $1650 in 2026, with a notable peak of $1870 in 2022.
Have premiums for the 2019 BMW X1 fluctuated significantly over time?
Yes. Premiums fluctuated significantly, reaching $1870 in 2022 before dropping to $1256 in 2023, then gradually rising back to $1650 by 2026.
Which city has the highest insurance cost for the 2019 BMW X1?
Based on the data provided, Montreal shows the highest premium at $3416, followed by Gatineau at $2440.
Where is the 2019 BMW X1 cheapest to insure?
Among the cities provided, Repentigny ($701) and Longueuil ($876) offer the lowest average premiums for this vehicle.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why is insurance for a premium SUV like the X1 more expensive?
Higher parts costs, specialized labor, and replacement value for a premium vehicle contribute to higher premiums compared to mainstream SUVs.
How can I lower my premium for a 2019 BMW X1?
Comparing quotes from several insurers, especially given large gaps between cities like Montreal and Repentigny, can often reveal meaningful savings.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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