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BMW X1 2020 Car Insurance

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The 2020 BMW X1 is a premium compact SUV combining urban agility with upscale finishes. With a refined cabin and modern technology, it appeals to drivers seeking the Bavarian brand's prestige in a practical, everyday format.

BMW X1 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2020 BMW X1 fluctuate, rising from $872 to $1513. After a sharp increase through 2024 ($1614), premiums ease slightly in 2025 ($1581) and 2026 ($1513), suggesting a stabilization following several years of growth.

To find the best insurance for your BMW X1 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X1 2020 cost in Quebec?

Laval shows the highest premium for the 2020 BMW X1 ($2772), well above other cities. Quebec City ($1588) and Saint-Jérôme ($1563) follow, while Brossard ($1216) offers the most affordable premium among the cities provided.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1216.44
GATINEAU $1428.30
LAVAL $2772.42
LONGUEUIL $2489.56
MONTRÉAL $2135.32
QUÉBEC $1587.95
SAINT-JÉRÔME $1563.06
TROIS-RIVIÈRES $1416.56

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 BMW X1?
The average premium for a 2020 BMW X1 was $1513 in 2026, after peaking at $1614 in 2024. The exact amount varies by city and driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the 2020 BMW X1's premium fluctuate so much between 2021 and 2026?
The premium rose from $872 in 2021 to a peak of $1614 in 2024, before easing to $1513 in 2026. These shifts reflect changing repair costs and accumulated claims data.
Which city has the highest insurance cost for a 2020 BMW X1?
Based on the data provided, Laval shows the highest premium at $2772, well above other cities like Brossard ($1216).
What factors influence the premium for a 2020 BMW X1?
The vehicle's premium classification, cost of original parts, city of residence, and driver profile all influence the premium, which ranges from $1216 to $2772 across the cities provided.
How can I lower my premium for a 2020 BMW X1?
Comparing quotes from several insurers, raising your deductible, and bundling auto and home insurance are effective ways to reduce the annual cost.

Offers received by our customers on BMW X1 2020 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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