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BMW X1 2021 Car Insurance

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The 2021 BMW X1 is a premium compact SUV combining urban agility with upscale finishing. Ideal for drivers seeking the Bavarian brand's prestige in a practical format, it appeals to an active, tech-savvy urban clientele.

BMW X1 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 BMW X1 fluctuate, dropping from $1607 to a low of $1253 in 2023, then rising back to $1739 in 2026. This variation reflects market adjustments rather than a continuous increase.

To find the best insurance for your BMW X1 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X1 2021 cost in Quebec?

Premiums are highest in Montreal ($2911), Repentigny ($2139), and Gatineau ($1952), while Lévis ($909) and Saint-Jean-sur-Richelieu ($1228) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1556.52
GATINEAU $1952.05
LÉVIS $909.44
MONTRÉAL $2910.96
QUÉBEC $1963.64
SAINT-JEAN-SUR-RICHELIEU $1321.08

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 BMW X1?
Based on available data, the average premium for a 2021 BMW X1 ranges between $1253 and $1751 depending on the year, reaching $1739 in 2026.
Have premiums for the 2021 BMW X1 increased since 2021?
Not consistently. The premium dropped from $1607 in 2021 to a low of $1253 in 2023, then rose back to $1739 in 2026, showing fluctuation rather than a continuous increase.
Which city offers the lowest insurance cost for a 2021 BMW X1?
Based on the data provided, Lévis ($909) and Saint-Jean-sur-Richelieu ($1228) post the lowest average premiums for this model.
Why does Montreal show a much higher premium for the 2021 BMW X1?
With an average of $2911, Montreal stands well above other cities, likely due to traffic density and higher claim frequency in dense urban areas.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium of a 2021 BMW X1?
The vehicle's premium classification, specialized parts costs, and higher replacement value contribute to premiums that vary widely by city and year.
How can I lower my insurance premium for a 2021 BMW X1?
Comparing quotes from several insurers remains the most effective approach, especially given the gap observed between cities like Lévis ($909) and Montreal ($2911).

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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