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BMW X1 2022 Car Insurance

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The 2022 BMW X1 is a compact luxury SUV combining urban agility, premium finishing, and advanced onboard technology. It appeals to drivers seeking a versatile, stylish, and practical vehicle for daily or family use.

BMW X1 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the 2022 BMW X1 fluctuate, dropping from $1311 to $1117 in 2023, rising to $1515 in 2024, easing slightly to $1493 in 2025, and reaching $1693 in 2026. The overall trend is upward despite short-term variations.

To find the best insurance for your BMW X1 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X1 2022 cost in Quebec?

Differences between the provided cities are significant: Quebec City shows the highest premium ($3278), followed by Montreal ($2055), while Longueuil has the lowest premium ($1127) for the 2022 BMW X1.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $1778.81
QUÉBEC $3278.31
SAINT-JEAN-SUR-RICHELIEU $1133.93

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 BMW X1?
The average premium for a 2022 BMW X1 has ranged between $1117 and $1693 depending on the year, reaching $1693 in 2026 based on available data.
Has the premium for the 2022 BMW X1 increased over time?
The trend shows fluctuations: a drop to $1117 in 2023, followed by a gradual rise to $1693 by 2026, representing an overall increase over the period.
Which city is most expensive to insure a 2022 BMW X1?
Based on the data provided, Quebec City shows the highest premium at $3278, compared to $1127 in Longueuil.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does the premium for a luxury SUV like the X1 vary so much by city?
Factors like traffic density, theft rates, and claim frequency vary between cities, explaining the gap between $1127 in Longueuil and $3278 in Quebec City.
What factors influence the insurance premium of a BMW X1?
Parts costs, replacement value, driver profile, and city of residence are the main elements that cause premium variation for a model like the X1.
How can I reduce my premium for a BMW X1?
Comparing quotes from several insurers and evaluating coverage options based on your profile remains the most effective way to find a favorable premium.

Offers received by our customers on BMW X1 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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