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BMW X1 2024 Car Insurance

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The 2024 BMW X1 is a compact luxury SUV combining urban agility, refined finishing, and advanced onboard technology. It appeals to drivers seeking the Bavarian brand's prestige in a practical, easy-to-maneuver city-friendly format.

BMW X1 2024 CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, the average premium for the 2024 BMW X1 fluctuates, rising from $1916 to $2267 in 2024, dipping to $2064 in 2025, then reaching $2492 in 2026. This variation reflects changes in repair costs and demand for this model.

To find the best insurance for your BMW X1 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X1 2024 cost in Quebec?

Premiums for the 2024 BMW X1 vary significantly by city: Quebec City shows the highest amount ($3272), followed by Brossard ($2280) and Montreal ($2142), while Lévis stands out with a notably lower premium ($1267).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2280.28
LÉVIS $1267.14
MONTRÉAL $2141.63
QUÉBEC $3272.32

Frequently asked questions (FAQ)

How much does insurance cost for a 2024 BMW X1?
The average premium for a 2024 BMW X1 varies by reference year, ranging from $1916 in 2023 to $2492 in 2026, with $2267 recorded in 2024.
Has the premium for the 2024 BMW X1 changed significantly over time?
Yes. The average premium fluctuates between $1916 and $2492 over 2023-2026, with a notable dip in 2025 ($2064) followed by a sharp rise in 2026.
Which city has the highest insurance cost for the 2024 BMW X1?
Based on the data provided, Quebec City shows the highest premium at $3272, well above Brossard ($2280) and Montreal ($2142).
Why does Lévis show such a low premium for this vehicle?
At $1267, Lévis stands out significantly from the other cities provided, likely due to lower traffic density and a lower claims rate in the region.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a luxury SUV like the X1?
High replacement value, specialized parts costs, and the vehicle's classification as a premium SUV contribute to premiums generally higher than mainstream vehicles.
How can I compare premiums for a 2024 BMW X1?
Comparing quotes from several insurers based on your city of residence remains the best way to identify differences, which can exceed $2000 between Lévis and Quebec City.

Offers received by our customers on BMW X1 2024 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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