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BMW X3 2011 Car Insurance

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The 2011 BMW X3 is an upscale compact SUV combining versatility, driving enjoyment, and refined build quality. Valued for its balance of urban comfort and road capability, it appeals to drivers seeking an affordable premium vehicle on the used market.

BMW X3 2011 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2011 BMW X3 fluctuate without a clear trend, rising from $959 to $1420 in 2022, dropping to $650 in 2024, then climbing back to $964 in 2026. This variability likely reflects shifting driver profiles rather than a structural cost trend.

To find the best insurance for your BMW X3 2011 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X3 2011 cost in Quebec?

City differences are significant for the 2011 BMW X3: Trois-Rivières ($1935) and Montreal ($1822) show the highest premiums, while Quebec City ($382) and Drummondville ($469) offer the lowest amounts. Repentigny falls in an intermediate position ($1109).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $468.81
MONTRÉAL $1822.48
QUÉBEC $382.1
REPENTIGNY $1109
TROIS-RIVIÈRES $1934.75

Frequently asked questions (FAQ)

How much does insurance cost for a 2011 BMW X3?
The average premium for a 2011 BMW X3 varies by year, ranging from $650 in 2024 to $1420 in 2022, with a recent value of $964 in 2026.
Are premiums for the 2011 BMW X3 stable over time?
No. Between 2021 and 2026, premiums fluctuate significantly, moving from $959 to $1420, then to $650, before settling around $964, with no clear upward or downward trend.
Which city offers the lowest insurance cost for a 2011 BMW X3?
Based on the data provided, Quebec City ($382) and Drummondville ($469) post the lowest average premiums for this model.
Why is the premium so different between Montreal and Quebec City?
Montreal shows an average premium of $1822, compared to just $382 in Quebec City, a gap reflecting urban density, traffic volume, and claim frequency specific to each region.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a 2011 BMW X3?
Vehicle age, premium-brand parts costs, region of residence, and driver profile strongly influence the premium, which can range from $382 to $1935 depending on the city.
How can I reduce my premium for a 2011 BMW X3?
Comparing quotes from several insurers, especially in higher-cost regions like Trois-Rivières or Montreal, can often help find a better price for this vehicle.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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