Find and compare cheap insurance quotes

BMW X3 2019 Car Insurance

View offers received by our clients for their BMW X3 2019 car insurance

Click here to save on your car insurance

The 2019 BMW X3 is a compact luxury SUV combining dynamic driving and German refinement. Versatile and tech-forward, it appeals to urban drivers seeking premium comfort and a strong road presence.

BMW X3 2019 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2019 BMW X3 rise sharply, moving from $1468 to $2810. After a slight dip in 2023 ($1626), the increase accelerates markedly from 2024 onward, reaching $2224 in 2025 and $2810 in 2026.

To find the best insurance for your BMW X3 2019 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X3 2019 cost in Quebec?

City differences are very significant for the 2019 X3: Terrebonne ($5623) and Montreal ($5064) show much higher premiums than Quebec City ($2066), while Lévis ($1128), Brossard ($1522), and Drummondville ($1615) remain the most affordable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1521.64
DRUMMONDVILLE $1615.12
LÉVIS $1128.46
MONTRÉAL $2842.49
QUÉBEC $2065.55
TERREBONNE $5622.77

Frequently asked questions (FAQ)

How much does insurance cost for a 2019 BMW X3?
The average premium for a 2019 BMW X3 reached $2810 in 2026, up from $1468 in 2021, based on the available data.
Has the premium for the 2019 X3 increased significantly?
Yes. Between 2021 and 2026, the average premium rose from $1468 to $2810, almost doubling, with a notable acceleration starting in 2024.
Which city has the highest insurance cost for the 2019 X3?
Based on the provided data, Terrebonne ($5623) and Montreal ($5064) show the highest premiums, well above the average seen elsewhere.
Where is the 2019 X3 cheapest to insure?
Lévis ($1128) and Brossard ($1522) offer the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why is the X3 more expensive to insure than a mainstream SUV?
Its luxury classification, higher parts costs, and specialized labor explain premiums often exceeding those of an ordinary compact SUV.
How can I lower my premium for a BMW X3?
Comparing quotes from several insurers, especially between cities like Lévis and Montreal where differences are significant, remains the most effective way to reduce your premium.

Offers received by our customers on BMW X3 2019 cars

Similar brands

AUDI
Q5
MERCEDES
GLC
LEXUS
NX
VOLVO
XC60

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

Explore other car insurance premiums

BMW X3 2019 by city

Other BMW models