Rosalie in Candiac
Contents of $20,000
Premium: $340 per year
Premium computed in May 2026
Tenant insurance in Candiac covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Between 2020 and 2026, average tenant insurance premiums in Candiac show notable volatility, moving from $246 to $315. The period exhibits significant fluctuations (peaking at $392 in 2024) before settling back to $315 in 2026, reflecting local market adjustments and variations in claim patterns.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Candiac, tenant premiums vary by contents coverage amount: modest coverage under $20k costs $242 per year, while more comprehensive coverage of $100k–$150k reaches $524 per year. The progression is steady and reflects primarily the volume of insured contents rather than geographic risk factors.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $262.38 |
| 30k-50k | $265.32 |
| 50k-75k | $392.86 |
| 100k-150k | $524.14 |
The average premium in 2026 is $315 per year for a tenant in Candiac, reflecting standard contents coverage.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $242 per year for modest coverage.
Coverage of $20k–$30k costs $262 per year, while coverage of $100k–$150k reaches $524 per year. The progression reflects the volume of insured property.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
Premiums moved from $246 in 2020 to a peak of $392 in 2024 before settling back to $315 in 2026, reflecting local market adjustments and claim pattern variations.
Increasing the deductible, bundling auto and home with the same insurer, and comparing several insurers can reduce the $315 average premium by 10–15%.
Contents of $20,000
Premium: $340 per year
Premium computed in May 2026
Contents of $20,000
Premium: $340 per year
Premium computed in May 2026
Contents of $30,000
Premium: $217 per year
Premium computed in May 2026
Contents of $30,000
Premium: $278 per year
Premium computed in April 2026
Contents of $40,000
Premium: $221 per year
Premium computed in April 2026
Contents of $60,000
Premium: $337 per year
Premium computed in March 2026
Contents of $50,000
Premium: $624 per year
Premium computed in March 2026
Contents of $60,000
Premium: $378 per year
Premium computed in March 2026
Contents of $70,000
Premium: $314 per year
Premium computed in March 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
|
Client
The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services. |
||
Insurer The insurer portal allows clicassure partners to connect and manage the requests assigned to them. Use this link if you are a ClicAssure partner. |
||
