Krystel in Sainte-Sophie
Contents of $40,000
Premium: $304 per year
Premium computed in August 2026
In Sainte-Sophie, tenant insurance protects personal belongings, civil liability, and certain living expenses after a loss. It does not cover the building, which remains the landlord's responsibility, but it helps tenants avoid major costs after theft, fire, or water damage.
Between 2020 and 2026, average tenant insurance premiums in Sainte-Sophie show marked volatility. They start at $583 in 2020, drop to $335 in 2022, then gradually rise to $362 in 2025 before increasing to $457 in 2026. This irregular trajectory suggests significant variations in claim costs, insured amounts, or local rate adjustments. The data shows a nonlinear trend rather than steady progression.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Sainte-Sophie, tenant premiums vary by insured contents amount. The representative 30k-50k tier reaches $341, while 20k-30k shows $300 and 50k-75k shows $328. Unlike an expected linear progression, the 75k-100k tier shows $319, then 100k-150k rises to $485. This uneven curve suggests that factors beyond insured amount alone, such as local risk profile or tenant characteristics, influence premiums in this area.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $299.57 |
| 30k-50k | $341.05 |
| 50k-75k | $327.97 |
| 75k-100k | $318.93 |
| 100k-150k | $484.56 |
Contents of $40,000
Premium: $304 per year
Premium computed in August 2026
Contents of $30,000
Premium: $329 per year
Premium computed in July 2026
Contents of $30,000
Premium: $328 per year
Premium computed in July 2026
Contents of $100,000
Premium: $485 per year
Premium computed in July 2026
Contents of $40,000
Premium: $354 per year
Premium computed in June 2026
Contents of $30,000
Premium: $366 per year
Premium computed in June 2026
Contents of $420,000
Premium: $1282 per year
Premium computed in May 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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