Annick in Stoneham-Et-Tewkesbury
Contents of $20,000
Premium: $341 per year
Premium computed in April 2026
Tenant insurance in Stoneham-et-Tewkesbury covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Over the available period (2020–2026), average tenant insurance premiums in Stoneham-et-Tewkesbury show notable volatility, moving from $401 in 2020 to $316 in 2026. This irregular trajectory — with peaks at $476 in 2024 and $439 in 2022 — likely reflects portfolio adjustments and local claim-frequency variations rather than an established linear trend.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Stoneham-et-Tewkesbury, tenant premiums vary by contents coverage amount: under $20k costs $266, the $20k–$30k tier reaches $307, $30k–$50k sits at $355, and $50k–$75k climbs to $371. The progression remains moderate and nearly linear, reflecting an increase of roughly $25 to $35 per additional coverage tier. Local risk profile and claim density drive most of this variation.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $306.71 |
| 30k-50k | $355 |
| 50k-75k | $371.04 |
The average premium in 2026 is $316 per year for a tenant in Stoneham-et-Tewkesbury.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $266 per year for coverage under $20k in Stoneham-et-Tewkesbury.
The premium climbs roughly $25 to $35 per additional coverage tier. A representative coverage of $30k–$50k costs $355 per year.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
The higher the insured contents amount, the greater the potential claim risk, justifying a higher premium — from $266 for under $20k to $371 for $50k–$75k.
Comparing several insurers, increasing the deductible, and bundling with other coverages can reduce the $316 average premium by 10–15%.
Contents of $20,000
Premium: $341 per year
Premium computed in April 2026
Contents of $20,000
Premium: $264 per year
Premium computed in April 2026
Contents of $20,000
Premium: $341 per year
Premium computed in April 2026
Contents of $20,000
Premium: $281 per year
Premium computed in March 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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