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Tenant insurance price examples in Boisbriand

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HOME INSURANCE COSTS FOR A TENANT IN BOISBRIAND (LAST 7 YEARS)

Tenant insurance in Boisbriand covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.

Between 2019 and 2026, average tenant insurance premiums in Boisbriand fluctuate variably, moving from $405 in 2019 to $305 in 2026. After a sharp decline between 2019 and 2022 (down 33%), premiums stabilize around $305 to $333 between 2023 and 2026, reflecting a period of local market adjustment followed by relative stability.

Factors influencing your home insurance premium

Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:

  • Property value and replacement cost - The higher your property value, the higher the premium, since the cost of rebuilding after a loss is greater.
  • Property type - A house, a condo, and a rental unit present different risks and are insured differently.
  • Location and postal code - Urban density, crime rates, proximity to fire hydrants, and presence in flood zones directly affect the premium.
  • Building characteristics - Year built, materials, condition of roof, plumbing, and electrical system.
  • Prevention measures - Alarm systems, smoke detectors, sprinklers, and other safety devices generally reduce the premium.
  • Claims history - A claim-free record favors more advantageous premiums.
  • Coverage choices - Deductible amount, liability limits, and optional protections adjust the premium.

Average premium by property value in Boisbriand

In Boisbriand, tenant premiums vary moderately by contents coverage amount: the lowest tiers (<20k and 20k-30k) show $307 and $306 respectively, while higher tiers (75k-100k and 100k-150k) reach $329 and $391. The gap between the lowest and highest tier is about 28%, reflecting primarily the insured contents value rather than geographic or local risk factors.

Contents value Average price over the last 12 months
20k-30k $307.59
30k-50k $301.47
50k-75k $342.28
75k-100k $386.78

Frequently asked questions

How much does tenant insurance cost in Boisbriand?

The average premium in 2026 is $305 per year for a tenant in Boisbriand, reflecting stabilization after a period of market adjustment.

Is tenant insurance mandatory in Quebec?

No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $306 per year for basic tiers in Boisbriand.

How does contents coverage amount affect the premium in Boisbriand?

The premium increases progressively with coverage: $306 for 20k-30k, $325 for 30k-50k, and $391 for 100k-150k, a progression of roughly 28% between the extreme tiers.

What does tenant insurance cover?

It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.

Why did tenant premiums drop in Boisbriand between 2019 and 2022?

The 33% decline between 2019 and 2022 (from $405 to $272) likely reflects local market adjustment and increased competition among insurers.

How can I save on tenant insurance in Boisbriand?

Comparing several insurers, bundling auto and home with the same insurer, increasing the deductible, and accurately assessing your contents can reduce the $305 average premium by several tens of dollars.

Offers received by our customers for tenant insurance in Boisbriand

Edouard in Boisbriand

Contents of $30,000

Premium: $301 per year

Premium computed in May 2026

Sylvie in Boisbriand

Contents of $50,000

Premium: $251 per year

Premium computed in May 2026

Merveille in Boisbriand

Contents of $20,000

Premium: $280 per year

Premium computed in May 2026

Vero Hanitra in Boisbriand

Contents of $50,000

Premium: $317 per year

Premium computed in May 2026

Sabrina in Boisbriand

Contents of $50,000

Premium: $216 per year

Premium computed in April 2026

Daniel in Boisbriand

Contents of $40,000

Premium: $283 per year

Premium computed in April 2026

Michel in Boisbriand

Contents of $50,000

Premium: $248 per year

Premium computed in March 2026

Julie in Boisbriand

Contents of $60,000

Premium: $252 per year

Premium computed in March 2026

Steven in Boisbriand

Contents of $60,000

Premium: $401 per year

Premium computed in March 2026

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria

  • Analysis period: Our analyses are based on millions of insurance submissions from recent years (up to a 10-year window), ensuring the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last update: 05/29/2026
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