Annie in Saint-Hippolyte
Contents of $100,000
Premium: $509 per year
Premium computed in April 2026
Tenant insurance in Saint-Hippolyte covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Over the available period (2019–2026), average tenant insurance premiums in Saint-Hippolyte show notable volatility, moving from $507 in 2019 to $468 in 2026. This fluctuation reflects adjustments in the local market and variations in the claim risk profile over this eight-year span.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Saint-Hippolyte, tenant premiums vary by contents coverage amount: small coverage (under $20k) sits at $341, while the $30k–$50k tier reaches $404. The $75k–$100k tier shows a notably higher premium of $776, reflecting increased risk exposure for larger contents. The overall progression follows coverage volume, though certain tiers show variations tied to the local risk profile.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $392.4 |
| 30k-50k | $403.87 |
| 50k-75k | $392.23 |
| 75k-100k | $776.02 |
| 100k-150k | $508.65 |
The average premium in 2026 is $468 per year for a tenant in Saint-Hippolyte, reflecting local market conditions.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $341 per year for coverage under $20k.
Coverage of $20k–$30k costs $392 per year, while $30k–$50k reaches $404. Larger coverage amounts, such as $75k–$100k, climb to $776 due to increased risk.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
The higher your contents coverage amount, the higher the premium to reflect increased risk. Coverage under $20k costs $341, while $75k–$100k reaches $776.
Increasing the deductible, choosing coverage suited to your actual needs rather than maximum, installing smoke detectors, and comparing several insurers can reduce the $468 average premium by several tens of dollars.
Contents of $100,000
Premium: $509 per year
Premium computed in April 2026
Contents of $50,000
Premium: $518 per year
Premium computed in March 2026
Contents of $80,000
Premium: $583 per year
Premium computed in February 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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