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Tenant insurance price examples in Beloeil

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HOME INSURANCE COSTS FOR A TENANT IN BELOEIL (LAST 7 YEARS)

In Beloeil, tenant insurance protects personal belongings, civil liability, and certain living expenses after a loss. It does not cover the building, which remains the landlord's responsibility, but it helps tenants avoid major costs after theft, fire, or water damage.

Between 2020 and 2026, average tenant insurance premiums in Beloeil show notable volatility, moving from $341 to $282. This overall roughly 17% decline over seven years masks annual fluctuations: a decrease through 2023 ($289), a rise in 2024 ($319), then another decline through 2026 ($282). The evolution suggests successive adjustments tied to replacement costs, claim profiles, or local market conditions.

Factors influencing your home insurance premium

Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:

  • Property value and replacement cost - The higher your property value, the higher the premium, since the cost of rebuilding after a loss is greater.
  • Property type - A house, a condo, and a rental unit present different risks and are insured differently.
  • Location and postal code - Urban density, crime rates, proximity to fire hydrants, and presence in flood zones directly affect the premium.
  • Building characteristics - Year built, materials, condition of roof, plumbing, and electrical system.
  • Prevention measures - Alarm systems, smoke detectors, sprinklers, and other safety devices generally reduce the premium.
  • Claims history - A claim-free record favors more advantageous premiums.
  • Coverage choices - Deductible amount, liability limits, and optional protections adjust the premium.

Average premium by property value in Beloeil

In Beloeil, tenant premiums vary according to the insured contents amount. The representative 30k-50k tier reaches $255, while the 50k-75k tier rises to $307. However, the 100k-150k tier drops back to $251, suggesting a non-linear relationship between contents coverage and premium. This variation may reflect different risk profiles, tariff adjustments by segment, or local factors that modulate the expected progression.

Contents value Average price over the last 12 months
20k-30k $260.36
30k-50k $254.62
50k-75k $306.56
75k-100k $302.02
100k-150k $251.08

Frequently asked questions (FAQ)

How much does tenant insurance cost in Beloeil?
The average premium in 2026 is $282 per year for a tenant in Beloeil, based on the provided data.
Have tenant premiums in Beloeil decreased?
Yes. Between 2020 and 2026, the average premium moved from $341 to $282, a roughly 17% decline. However, annual fluctuations marked this period.
How does the insured contents amount influence the premium in Beloeil?
The relationship is not strictly linear. The 30k-50k tier reaches $255, the 50k-75k tier rises to $307, but the 100k-150k tier drops back to $251.
Why is the premium for 100k-150k lower than for 50k-75k?
This variation may reflect different risk profiles, tariff adjustments by market segment, or local factors specific to Beloeil.
What does tenant insurance cover in Beloeil?
It generally covers personal belongings, civil liability, and certain living expenses after a loss. In Beloeil, the average premium in 2026 reaches $282.

Offers received by our customers for tenant insurance in Beloeil

Michel in Beloeil

Contents of $80,000

Premium: $308 per year

Premium computed in August 2026

Hélène in Beloeil

Contents of $100,000

Premium: $251 per year

Premium computed in August 2026

Yves in Beloeil

Contents of $80,000

Premium: $237 per year

Premium computed in August 2026

Stéphanie in Beloeil

Contents of $20,000

Premium: $305 per year

Premium computed in July 2026

Jenny in Beloeil

Contents of $50,000

Premium: $283 per year

Premium computed in July 2026

Suzanne in Beloeil

Contents of $20,000

Premium: $205 per year

Premium computed in July 2026

Xavier in Beloeil

Contents of $20,000

Premium: $205 per year

Premium computed in June 2026

Yanick in Beloeil

Contents of $40,000

Premium: $248 per year

Premium computed in June 2026

Anthony in Beloeil

Contents of $20,000

Premium: $204 per year

Premium computed in May 2026

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria

  • Analysis period: Our analyses are based on millions of insurance submissions from recent years (up to a 10-year window), ensuring the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last update: 08/17/2026
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