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Tenant insurance price examples in Beloeil

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HOME INSURANCE COSTS FOR A TENANT IN BELOEIL (LAST 7 YEARS)

Tenant insurance in Beloeil covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.

Between 2020 and 2026, average tenant insurance premiums in Beloeil fluctuate variably, moving from $341 in 2020 to $301 in 2026. After a notable decline between 2020 and 2023 (from $341 to $289), premiums rise slightly in 2024 and 2025 before stabilizing around $301 in 2026, reflecting greater local market volatility than the broader Quebec trend.

Factors influencing your home insurance premium

Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:

  • Property value and replacement cost - The higher your property value, the higher the premium, since the cost of rebuilding after a loss is greater.
  • Property type - A house, a condo, and a rental unit present different risks and are insured differently.
  • Location and postal code - Urban density, crime rates, proximity to fire hydrants, and presence in flood zones directly affect the premium.
  • Building characteristics - Year built, materials, condition of roof, plumbing, and electrical system.
  • Prevention measures - Alarm systems, smoke detectors, sprinklers, and other safety devices generally reduce the premium.
  • Claims history - A claim-free record favors more advantageous premiums.
  • Coverage choices - Deductible amount, liability limits, and optional protections adjust the premium.

Average premium by property value in Beloeil

In Beloeil, tenant premiums vary by contents coverage amount, with a moderate progression from $287 for coverage under $20k to $360 for coverage of $75k–$100k. Most tenants fall in the $20k–$50k range ($290 to $281), where premiums remain very affordable. The gap between the lowest and highest tier (~26%) reflects mainly the volume of insured contents rather than geographic risk factors.

Contents value Average price over the last 12 months
20k-30k $290.35
30k-50k $264.70
50k-75k $316.44
75k-100k $360.41

Frequently asked questions

How much does tenant insurance cost in Beloeil?

The average premium in 2026 is $301 per year for a tenant in Beloeil, following a period of volatility since 2020.

How does coverage amount affect the premium in Beloeil?

The premium ranges from $287 for coverage under $20k to $360 for coverage of $75k–$100k. A representative tenant with $30k–$50k in contents pays roughly $281–$290 per year.

Is tenant insurance mandatory in Beloeil?

No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $287 per year for minimum coverage.

Why did premiums decline between 2020 and 2023 in Beloeil?

Premiums fell from $341 in 2020 to $289 in 2023, likely reflecting a local market correction and stabilization of claim costs in the region.

What does tenant insurance cover?

It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.

Offers received by our customers for tenant insurance in Beloeil

Jimmy in Beloeil

Contents of $20,000

Premium: $202 per year

Premium computed in May 2026

Corinne in Beloeil

Contents of $80,000

Premium: $360 per year

Premium computed in May 2026

Pascale in Beloeil

Contents of $50,000

Premium: $267 per year

Premium computed in May 2026

Mélodie in Beloeil

Contents of $50,000

Premium: $380 per year

Premium computed in March 2026

Maryse in Beloeil

Contents of $50,000

Premium: $319 per year

Premium computed in March 2026

Sylvie in Beloeil

Contents of $30,000

Premium: $308 per year

Premium computed in March 2026

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria

  • Analysis period: Our analyses are based on millions of insurance submissions from recent years (up to a 10-year window), ensuring the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last update: 05/29/2026
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