Chantal in Magog
Contents of $20,000
Premium: $223 per year
Premium computed in May 2026
Tenant insurance in Magog covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Over the available period (2020–2026), average tenant insurance premiums in Magog show notable volatility, moving from $290 in 2020 to $291 in 2026. A spike to $483 in 2021 was followed by a gradual correction, bringing premiums back near their starting point. This fluctuation likely reflects local tariff adjustments and variations in the risk portfolio composition.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Magog, tenant premiums vary by contents coverage amount, clustering in a tight range between $209 and $319. Tenants covering $30k–$50k of contents pay $251 per year, while those with $50k–$75k coverage pay $319. The moderate gap (~53%) between extremes reflects the coverage's sensitivity to insured amount rather than major geographic risk factors.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $274.34 |
| 30k-50k | $251.06 |
| 50k-75k | $306.53 |
The average premium in 2026 is $291 per year for a tenant in Magog, stable compared to 2020.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $209 per year for $75k–$100k coverage in Magog.
Premiums vary by contents insured: $251 for $30k–$50k coverage, and $319 for $50k–$75k. The amount covered is the primary driver of the premium.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
A spike to $483 in 2021 was followed by a gradual correction, bringing premiums back to $291 in 2026. This volatility likely reflects local tariff adjustments and variations in the risk portfolio.
$30k–$50k in coverage is representative and costs $251 per year in Magog.
Contents of $20,000
Premium: $223 per year
Premium computed in May 2026
Contents of $40,000
Premium: $357 per year
Premium computed in May 2026
Contents of $20,000
Premium: $260 per year
Premium computed in May 2026
Contents of $30,000
Premium: $232 per year
Premium computed in April 2026
Contents of $20,000
Premium: $304 per year
Premium computed in April 2026
Contents of $20,000
Premium: $304 per year
Premium computed in March 2026
Contents of $30,000
Premium: $272 per year
Premium computed in March 2026
Contents of $50,000
Premium: $399 per year
Premium computed in March 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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