Bastien in Boucherville
Contents of $50,000
Premium: $208 per year
Premium computed in April 2026
Tenant insurance in Boucherville covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Between 2019 and 2026, average tenant insurance premiums in Boucherville fluctuate, moving from $271 to $259. The period shows notable volatility, with a peak in 2022 ($376) followed by gradual correction. This trajectory reflects local rate adjustments and variations in the local claims profile over time.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Boucherville, tenant premiums vary significantly based on contents coverage amount. Small coverages (<20k) cost $268, while moderate coverages (20k-30k and 30k-50k) fall between $212 and $230. Higher coverages (75k-100k) reach $341, and comprehensive coverage (100k-150k) climbs to $594. This progression directly reflects the replacement cost of insured contents and associated claim risk.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $212.27 |
| 30k-50k | $229.54 |
| 50k-75k | $206.56 |
| 75k-100k | $340.76 |
| 100k-150k | $593.72 |
The average premium in 2026 is $259 per year for a tenant in Boucherville, though premiums vary significantly based on the contents coverage amount selected.
A moderate coverage of 30k-50k costs $230 per year, while comprehensive coverage of 100k-150k climbs to $594. Replacement cost of contents and claim risk are the primary drivers.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $212 per year for moderate coverage.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
A coverage of 30k-50k is representative for most tenants and costs $230 per year. Assess the actual value of your belongings to determine the appropriate amount.
Comparing several insurers, increasing the deductible, bundling auto and home with the same insurer, and installing smoke detectors can reduce the $259 average premium by several tens of dollars.
Contents of $50,000
Premium: $208 per year
Premium computed in April 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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