Philippe in Saint-Basile-Le-Grand
Contents of $40,000
Premium: $206 per year
Premium computed in August 2026
In Saint-Basile-le-Grand, tenant insurance protects personal belongings, civil liability, and certain living expenses after a loss. It does not cover the building, which remains the landlord's responsibility, but it helps tenants avoid major costs after theft, fire, or water damage.
The available historical data for Saint-Basile-le-Grand covers six years: 2020, 2022, 2023, 2024, 2025, and 2026. Premiums show marked volatility, moving from $350 in 2020 to $426 in 2022, then falling to $258 in 2023, rising to $307 in 2024, stabilizing at $312 in 2025, before dropping to $217 in 2026. This significant variation makes it difficult to identify a clear long-term trend. The data suggests instead fluctuations tied to changes in risk composition, insured amounts, or local market conditions.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Saint-Basile-le-Grand, tenant premiums vary according to the insured contents amount. The 30k-50k tier shows $206, the 20k-30k tier reaches $228, while the 50k-75k tier rises to $687. This progression shows that the insured contents amount influences premiums, but the gap between the 50k-75k tier and the two lower tiers is remarkably large. This discontinuity may reflect a change in risk profile, claim composition, or coverage conditions associated with higher amounts.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $227.85 |
| 30k-50k | $206.13 |
| 50k-75k | $686.7 |
Contents of $40,000
Premium: $206 per year
Premium computed in August 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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