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Tenant insurance price examples in Saint-Basile-le-Grand

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HOME INSURANCE COSTS FOR A TENANT IN SAINT-BASILE-LE-GRAND (LAST 6 YEARS)

Tenant insurance in Saint-Basile-le-Grand covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.

Over the available period from 2020 to 2026, average tenant insurance premiums in Saint-Basile-le-Grand show notable volatility, moving from $350 in 2020 to $228 in 2026. This variation reflects local market adjustments and changes in the composition of covered risks; with data spread across several years, a stable trend is not yet clearly established.

Factors influencing your home insurance premium

Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:

  • Property value and replacement cost - The higher your property value, the higher the premium, since the cost of rebuilding after a loss is greater.
  • Property type - A house, a condo, and a rental unit present different risks and are insured differently.
  • Location and postal code - Urban density, crime rates, proximity to fire hydrants, and presence in flood zones directly affect the premium.
  • Building characteristics - Year built, materials, condition of roof, plumbing, and electrical system.
  • Prevention measures - Alarm systems, smoke detectors, sprinklers, and other safety devices generally reduce the premium.
  • Claims history - A claim-free record favors more advantageous premiums.
  • Coverage choices - Deductible amount, liability limits, and optional protections adjust the premium.

Average premium by property value in Saint-Basile-le-Grand

In Saint-Basile-le-Grand, tenant premiums vary by contents coverage level: $228 for $20k–$30k coverage, $269 for $30k–$50k, and $499 for $50k–$75k. This progression reflects the increase in insured contents and associated claim risk, with tenants holding more valuable belongings paying proportionally higher premiums.

Contents value Average price over the last 12 months
20k-30k $227.85
50k-75k $499.40

Frequently asked questions

How much does tenant insurance cost in Saint-Basile-le-Grand?

The premium in 2026 is $228 per year for a tenant with $20k–$30k contents coverage in Saint-Basile-le-Grand.

How does coverage level affect the premium in Saint-Basile-le-Grand?

The premium increases with insured contents: $228 for $20k–$30k, $269 for $30k–$50k, and $499 for $50k–$75k.

Is tenant insurance mandatory in Quebec?

No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $228 per year in Saint-Basile-le-Grand.

What does tenant insurance cover?

It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.

What is the cost for $50k–$75k coverage in Saint-Basile-le-Grand?

$499 per year — more comprehensive coverage for tenants with more valuable belongings.

How can I save on tenant insurance?

Increasing the deductible, choosing a coverage level matched to your actual needs, and comparing several insurers can reduce premiums ranging from $228 to $499 depending on your profile.

Offers received by our customers for tenant insurance in Saint-Basile-le-Grand

Aline in Saint-Basile-Le-Grand

Contents of $20,000

Premium: $228 per year

Premium computed in April 2026

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria

  • Analysis period: Our analyses are based on millions of insurance submissions from recent years (up to a 10-year window), ensuring the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last update: 05/29/2026
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