Aline in Saint-Basile-Le-Grand
Contents of $20,000
Premium: $228 per year
Premium computed in April 2026
Tenant insurance in Saint-Basile-le-Grand covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Over the available period from 2020 to 2026, average tenant insurance premiums in Saint-Basile-le-Grand show notable volatility, moving from $350 in 2020 to $228 in 2026. This variation reflects local market adjustments and changes in the composition of covered risks; with data spread across several years, a stable trend is not yet clearly established.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Saint-Basile-le-Grand, tenant premiums vary by contents coverage level: $228 for $20k–$30k coverage, $269 for $30k–$50k, and $499 for $50k–$75k. This progression reflects the increase in insured contents and associated claim risk, with tenants holding more valuable belongings paying proportionally higher premiums.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $227.85 |
| 50k-75k | $499.40 |
The premium in 2026 is $228 per year for a tenant with $20k–$30k contents coverage in Saint-Basile-le-Grand.
The premium increases with insured contents: $228 for $20k–$30k, $269 for $30k–$50k, and $499 for $50k–$75k.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $228 per year in Saint-Basile-le-Grand.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
$499 per year — more comprehensive coverage for tenants with more valuable belongings.
Increasing the deductible, choosing a coverage level matched to your actual needs, and comparing several insurers can reduce premiums ranging from $228 to $499 depending on your profile.
Contents of $20,000
Premium: $228 per year
Premium computed in April 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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