Charlotte in Saint-Bruno
Contents of $40,000
Premium: $373 per year
Premium computed in April 2026
Tenant insurance in Saint-Bruno covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Between 2020 and 2026, average tenant insurance premiums in Saint-Bruno fluctuate notably, moving from $500 in 2020 to $281 in 2026. This volatility likely reflects local portfolio adjustments, variations in claim composition, and successive rate corrections. The overall trend across seven years shows a decline of roughly 44% from the initial level, although year-to-year swings remain significant.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Saint-Bruno, premiums vary by contents coverage amount: tenants with moderate coverage ($20k–$30k) pay $225, while those with more extensive coverage ($50k–$75k) pay $387. The progression shows a steady increase up to the $50k–$75k tier, then a notable dip to $266 for the $100k–$150k tier. This variation reflects the local risk profile and actual claim composition by contents amount.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $224.89 |
| 30k-50k | $311.40 |
| 50k-75k | $386.54 |
| 100k-150k | $266.25 |
The average premium in 2026 is $281 per year for a tenant in Saint-Bruno, down significantly from $500 in 2020.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $225 per year for $20k–$30k coverage in Saint-Bruno.
Coverage of $20k–$30k costs $225, while $50k–$75k coverage costs $387. Coverage of $100k–$150k comes to $266 per year.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
The 44% decline between 2020 and 2026 reflects successive rate adjustments, variations in local claim composition, and portfolio corrections.
Coverage of $30k–$50k ($288) offers a good balance for most tenants in Saint-Bruno; adjust based on your actual personal inventory.
Contents of $40,000
Premium: $373 per year
Premium computed in April 2026
Contents of $110,000
Premium: $266 per year
Premium computed in April 2026
Contents of $20,000
Premium: $203 per year
Premium computed in March 2026
Contents of $20,000
Premium: $231 per year
Premium computed in March 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
|
Client
The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services. |
||
Insurer The insurer portal allows clicassure partners to connect and manage the requests assigned to them. Use this link if you are a ClicAssure partner. |
||
