Marie-Pier in Carignan
Contents of $20,000
Premium: $313 per year
Premium computed in August 2026
In Carignan, tenant insurance protects personal belongings, civil liability, and certain living expenses after a loss. It does not cover the building, which remains the landlord's responsibility, but it helps tenants avoid major costs after theft, fire, or water damage.
The available historical data for Carignan spans 2020, then 2022 to 2026, with a gap in 2021. Between 2022 and 2026, tenant premiums fluctuate: $325 in 2022, decline to $306 in 2023, rise to $396 in 2024 and $406 in 2025, then drop to $361 in 2026. This volatility over five consecutive years suggests variations in claim costs or insured amounts. The 2020 value of $1184 appears as an outlier and cannot be directly compared to later years without additional context.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Carignan, tenant premiums vary according to the insured contents amount. The 20k-30k tier reaches $283, while the 50k-75k tier reaches $405. This progression shows that the insured contents amount remains the main statistical driver of premium differences. Between these two tiers, the premium increases by roughly 43%, reflecting higher risk and coverage offered.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $283.02 |
| 50k-75k | $404.94 |
Contents of $20,000
Premium: $313 per year
Premium computed in August 2026
Contents of $50,000
Premium: $410 per year
Premium computed in July 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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