Mya in La Tuque
Contents of $30,000
Premium: $361 per year
Premium computed in May 2026
In La Tuque, tenant insurance covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Between 2019 and 2026, average tenant insurance premiums in La Tuque show notable volatility, moving from $360 in 2019 to $269 in 2026. Following a peak of $498 in 2023, premiums have declined steadily, likely reflecting local market correction and adjustment of risk profiles.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In La Tuque, premiums vary by contents coverage tier: the 30k–50k bracket shows $361, while the <20k ($251), 20k–30k ($227), and 50k–75k ($230) tiers sit notably lower. This variation reflects the coverage amount selected and the risk profile associated with each contents level.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $226.54 |
| 30k-50k | $361.01 |
| 50k-75k | $235.33 |
The average premium in 2026 is $269 per year for a tenant in La Tuque, down significantly from the peak of $498 in 2023.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $227 per year for the 20k–30k contents tier in La Tuque.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
The 30k–50k tier costs $361 per year, while the 20k–30k tier is $227 and the 50k–75k tier is $230, reflecting the protection amount you select.
After peaking at $498 in 2023, premiums have declined steadily to $269 in 2026, likely reflecting local market correction and adjustment of risk profiles.
Contents of $30,000
Premium: $361 per year
Premium computed in May 2026
Contents of $60,000
Premium: $235 per year
Premium computed in April 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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