Guylaine in Farnham
Contents of $100,000
Premium: $260 per year
Premium computed in May 2026
Tenant insurance in Farnham covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Between 2020 and 2026, average tenant insurance premiums in Farnham show notable volatility, moving from $434 in 2020–2021 to $280 in 2026. This variation likely reflects methodological adjustments in local data collection and shifts in the composition of the risk portfolio in Farnham rather than a stable linear trend.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Farnham, tenant premiums vary by contents coverage amount: coverage under $20k costs $325, while $30k–$50k coverage sits at $273. This non-linear variation reflects the local risk profile and claim density for each coverage tier, rather than a simple progression by insured amount.
| Contents value | Average price over the last 12 months |
|---|---|
| 30k-50k | $286.88 |
| 50k-75k | $358.78 |
| 100k-150k | $259.57 |
The average premium in 2026 is $280 per year for a tenant in Farnham, although historical data shows notable volatility since 2020.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $260 per year for $100k–$150k coverage in Farnham.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
Coverage under $20k costs $325 per year, while $30k–$50k coverage sits at $273, reflecting the local risk profile for each tier.
Variation between coverage tiers is explained by local risk profile and claim density, rather than by simple linear progression of the insured amount.
Contents of $100,000
Premium: $260 per year
Premium computed in May 2026
Contents of $40,000
Premium: $214 per year
Premium computed in May 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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